Frustrating. Use Square Cash

As a long time user of Square Cash, I highly advocate it. No comments about scams bc theres no middle bank account- its direct. Venmo annoys me bc it doesnt allow receiving money thru cards and encourages FB usage. Why do I need social networking with my payments? I finally install it out of necessity to pay a vendor and it gives me an error from BOTH the website and the mobile app when I try to add a debit or credit card. This happened to me several weeks ago so I uninstalled it. Just reinstalled and same problem. Plus why install with all these reviews about money never appearing?!?

cjx3illo about Venmo, v6.16.5